Your Home, Your Loan

Whether you are looking to refinance to save on your monthly payments with our low wholesale rates, or get pre-qualified to compete with cash offers, we can help create a custom solution for you!

Refinance with Historically Low Rates!


Lower Monthly Payment

By taking advantage of our low wholesale rates, a lower payment can provide security in uncertain times.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • icon Lower money towards interest
  • icon Paying off the home sooner!

The Coltrain Advantage


Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net.  We know most of the local realtors and attorneys which helps your transaction go smoothly!


Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

We typically close loans much faster than the big banks.

Brokers are better!

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Best Service

We take pride in treating every client like family and make sure you never get lost in the shuffle. 

Our reputation speaks for itself, and we work hard to make sure it stays above the competition.


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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to do things the old-fashioned way too!

We adapt to your needs and try to make things as easy as possible for you.

Welcome To Coltrain Funding Group LLC

At Coltrain Funding Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Our Hauppauge NY Location for over 20 years!

Contact Us:

Phone: (631) 851-4420

Address: 140 Fell Court Suite 101
Hauppauge, NY

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed