Reasons to Refinance with Coltrain!
Lower Monthly Payment
By taking advantage of our low wholesale rates, a lower payment can provide security in uncertain times.
- Good For
Extra Monthly Money 
Retirement Savings!
Get Cash Out
If your house has increased in value, you can use that equity to get cash-out, for whatever you need!
- Good For
Home Improvement
Paying high-interest debt
Shorten Your Loan Term
Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!
- Good For
Lower money towards interest
Paying off the home sooner!
The Coltrain Advantage
Local Knowledge
We know the area and the market and we're part of your community, not a bot on the net. We know most of the local realtors and attorneys which helps your transaction go smoothly!
Fast Processing
We work to close your loan as quickly as possible. We can even hit curveballs!
We typically close loans much faster than the big banks.
Brokers are better!
Best Service
We take pride in treating every client like family and make sure you never get lost in the shuffle.
Our reputation speaks for itself, and we work hard to make sure it stays above the competition.
Utilizing Technology
We have the latest online tech like secure mobile uploading and we're available to do things the old-fashioned way too!
We adapt to your needs and try to make things as easy as possible for you.