The right loan for your home

Whether you are looking to purchase or refinance a primary residence, vacation home or investment property, we can help create a custom solution for you!

From first time homebuyers to seasoned investors, we are the premier wholesale brokerage!

Reasons to Refinance with Coltrain!


Lower Monthly Payment

By taking advantage of our low wholesale rates, a lower payment can provide security in uncertain times.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • icon Lower money towards interest
  • icon Paying off the home sooner!

The Coltrain Advantage


Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net.  We know most of the local realtors and attorneys which helps your transaction go smoothly!


Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

We typically close loans much faster than the big banks.

Brokers are better!

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Best Service

We take pride in treating every client like family and make sure you never get lost in the shuffle. 

Our reputation speaks for itself, and we work hard to make sure it stays above the competition.


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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to do things the old-fashioned way too!

We adapt to your needs and try to make things as easy as possible for you.

Welcome To Coltrain Mortgage

Coltrain Mortgage | Long Island's Top Mortgage Brokerage with 20+ Years of Experience

Coltrain Mortgage is a wholesale mortgage brokerage located in Long Island, New York.  We have been in business for over 20 years and we serve clients in New York, New Jersey, Pennsylvania, North Carolina, South Carolina, and Florida.  We are proud to have over 500 five star reviews on Google.

We are a team of experienced mortgage professionals who are dedicated to helping our clients achieve their homeownership dreams. We offer a wide variety of mortgage products, including conventional loans, FHA loans, VA loans, and USDA loans. We can also help you with refinancing, home equity loans, and home improvement loans.

We understand that buying a home is a big decision, and we are here to help you every step of the way. We will work with you to find the right mortgage for your needs and budget. We will also help you through the entire loan process, from pre-qualification to closing.

We are committed to providing our clients with the best possible service. We are here to answer your questions and to help you make the best decision for your financial future.

Here are some of the benefits of working with Coltrain Mortgage:

  • Access to a wide variety of lenders
  • Competitive rates
  • Personalized service
  • No hidden fees

Contact us today to learn more about how we can help you achieve your homeownership dreams.

We look forward to hearing from you!

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Our Hauppauge NY Location for over 20 years!

Contact Us:

Address: 140 Fell Court Suite 101
Hauppauge, NY

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed