Matthew Bardram Licensed Mortgage Loan Originator

At Your Service

Are you looking for a reliable mortgage broker to guide you through the loan process? Look no further. I am an experienced loan officer with a passion for helping clients achieve their homeownership goals. Whether you're a first-time homebuyer or a seasoned investor, I have the knowledge and expertise to help you navigate the complex world of mortgage financing.

Here are some of the services I offer:

Purchases: Looking to buy a new home? I can help you find the right loan program for your needs and guide you through the pre-approval process.  We offer various loan programs, including conventional loans, FHA loans, VA loans, and Non QM Loans.

Refinances: Want to lower your monthly payments, take advantage of lower interest rates, or need a cash-out refinance? I can help you refinance your existing mortgage to save you money. We offer different refinancing options such as rate-and-term refinances, cash-out refinances, and streamline refinances.

Investment Properties: I can help you explore financing options to maximize your returns. We offer various investment property loan programs, including conventional loans, FHA loans, and VA loans and Non QM Loans.  Additionally, we can help you understand how investment property loans differ from primary residence loans and how to make the most out of your investment.  

Second Homes: Looking for a vacation home or a second residence? I can help you secure financing for your dream home away from home.

Reverse Mortgages:  Are you a senior homeowner looking to access the equity in your home? I can explain how a reverse mortgage works and help you decide if it's right for you. We offer reverse mortgages for eligible seniors who want to tap into their home equity to supplement their retirement income or pay for healthcare expenses. Additionally, we can help you understand the benefits and potential drawbacks of reverse mortgages and whether they're a good fit for your financial goals.


I believe that everyone should have access to homeownership. That's why I can offer loan programs with varying income and credit requirements to help my clients find the right financing solution for their unique situation. Contact me today to learn more about how I can help you achieve your homeownership goals.


Veterans Click HERE to download an educational guide to VA Loans


Apply now Contact Me