Matthew Bardram Licensed Mortgage Loan Originator

At Your Service

Hey there! I’m Matt, your friendly neighborhood mortgage broker with Coltrain Funding Group, and I’m here to make your homeownership dreams come true! With over a decade of experience, I've had the pleasure of helping everyone from first-time home buyers to savvy real estate investors find the perfect mortgage solution. My goal? To make the mortgage process as smooth and stress-free as possible, so you can focus on finding your dream home (or that next big investment).

As a proud resident of Setauket, I know the ins and outs of Long Island’s real estate market. My wife, Jennifer, our energetic daughter, Addison, and our spirited dog, Gus, keep life exciting. Whether we’re exploring local parks or enjoying a day at the beach, we love being a part of this amazing community.

What sets me apart? I’m not just about crunching numbers—I'm about building relationships. I work with a wide network of wholesale lenders, which means I can shop around to find the perfect fit for your needs, whether it’s a low-down-payment option for first-time buyers or a great rate for seasoned investors. My job is to find you the right loan, with the best terms, while keeping you informed every step of the way.

Realtors, I’ve got your back too! When you refer your clients to me, you can trust that they’ll get top-notch service, clear communication, and a streamlined process that keeps things moving. I’m always ready to step in with creative solutions for those tricky situations, and I’ll keep you in the loop from pre-approval to closing.

Ready to chat? Whether you’re looking for your first home, refinancing for a better rate, or adding to your investment portfolio, let’s make it happen together. Reach out anytime, and let’s turn those big dreams into keys in hand!

Apply now Contact Me